How To Take Action Back From Inaction

How To Take Action Back From Inaction

Sometimes things are going gangbusters. You and your goals are a hive of activity, you are learning, expanding, planning for the future. And then sometimes that planning trips a pause button. Then you end up stuck in a room where you can’t seem to find a way out.

 

Planning takes over more and more of your mind space. and then without realizing it, the doing has taken a back seat to planning. Or worse your plans have gotten too big for their britches and instead of being something you’re looking forward to, this thing you’re planning feels overwhelming. Then you get stuck.

 

Small movements lead to big movements

Not everyone has big goals, but just about everyone has faced big plans that never went much further than great intentions. For instance, let’s say you plan on getting in shape. You don’t want to just get in shape you want to become strong. You want to be able to dead lift 300 pounds as easily as if you were lifting 30. Your big plans to lift 300 might just get in the way of lifting the weight that you already know is easy.

 

You can spend all kinds of time delaying getting started. Researching gyms, shopping for exercise clothes, pondering the benefits of vanilla protein powder vs. chocolate protein powder but eventually if you’re ever going to lift those 300 pounds, you’re going to have to start by lifting something. It doesn’t matter how much. The key is getting started. Once you do, you can start adding weights on a regular basis and incrementally you will get stronger and stronger.

 

Once you start moving and doing it’s much easier to keep on doing and moving

Same thing goes for accomplishing your goals. You might have big plans, but somehow you can’t get your eyes off the view of the top, down to the bottom where you need to be to build your way up there.

 

 

In the article, Two Ways To Overcome Inertia from Forbes. Sonia Kapadia mentions two ways to break the wall between planning and doing. One is to force things to happen by creating deadlines and accountability for yourself. That might take the form of something as simple as writing your daily intentions down on your calendar where you have to face them every day.

 

The second way is to take a full break from everything, both planning and doing. Clear your mental space then come in, with the intention of pulling your goals out of the planning stage into doing.

 

No matter which way you prefer, your goal is to stop thinking about what you want to do and put your shoes on and start doing it.  You can’t start at the top where you want to be. You start at the bottom and build your way to the top. Make mistakes. Learn. Ask for help. Think of yourself as a small snowball at the top of a mountain. You just need to push yourself off. Soon you’ll start accumulating speed and weight, excited to see how big you’ll finally get by the time you reach the town below.

 

The Secret To Success Is a Lot More Than Wishful Thinking

The Secret To Success Is a Lot More Than Wishful Thinking

You wake up every morning, look in the mirror and say, “I am going to be successful.” Well affirmations are all well and good, but saying you want to be successful without action to back it up, is about as helpful as saying you want to lose weight while simultaneously stuffing a donut into your mouth.

 

Specific goals

If you are not striving to accomplish something every single day then you’re probably just going to let the day determine what happens. You’ll get caught up with being mad about getting caught in traffic. You’ll get involved with the gossip floating around the office. You’ll let yourself get sucked into watching yet another episode on whatever’s streaming on Netflix. Without goals you are likely to end up going wherever the wind blows. However if you’re working towards a specific goal every single day then you are going to take charge of where you focus your attention and your energies.

 

Once you do achieve a goal don’t climb up to the nearest rooftop to start crowing about it. Create another goal. And write it down. Keep yourself accountable.

 

Strong people skills

You may be able to spend a day alone doing your own thing or even a few days, but eventually you’re going to have to come out of hiding and get into the groove with other people. Even novelists the most I need alone time! group of all, eventually have to come out and interact with their publisher and fans at large. Introverts and extroverts alike can develop people skills. The easiest way to start is to get good at asking people questions and giving them your full attention when they answer. People with strong people skills realize that everyone wants to be heard.

 

 

Stay enrolled in the school of life

Always keep your mind engaged. Whether that means learning new skills for your career, taking cooking classes an evening a week, or language courses online, it’s important to keep yourself challenged. Ideally you want to continually create a new and improved version of you.

 

A healthy body to go with your sharp mind

While you’re busy setting goals and learning new things and developing strong people skills you might inadvertently forget to take care of yourself, and that would be a mistake. You need a healthy body to carry that great mind of yours around in. You may not realize it but some of your greatest ideas will come to you when you are doing something entirely unrelated, like walking or riding a bike or running on a treadmill. Whenever you exercise your body you are also exercising your mind. Check out how Regular exercise changes the brain to improve memory, thinking skills from Harvard Health Publications

 

 

 

Less thinking, more doing

We all love to make plans for our future and that’s great. Like we said earlier, having clear, specific goals are one of the cornerstones of our success. The problem comes when we start spending more time thinking about our goals or our future than actually doing anything to concrete to start achieving them. The longer you think about something without actually doing anything to back your thoughts up, the harder it is to get going. Procrastination leads to more procrastination. Doing leads to more doing. You need to learn to be your own referee.

 

Push yourself even when you don’t want to get go. Get out of bed no matter how cozy it is under the covers. Get up every time you fall down without wasting inordinate amounts of time lamenting over what wasn’t. Success is going to hear you loud and clear.

Pay Off Your Credit Card With These Five Steps

If you’ve been out of work for a while and you’ve been living off credit you might have accumulated some debt. Once you start making money again and are ready to pay it off don’t fall into the trap of paying the minimum month after month, while you put money toward other things.

 

With interest rates of 15%, 19%, 22% all the money you don’t put directly toward that card is adding to your interest payments.  Essentially you throwing money out the window. Money you could be putting toward something useful.

 

If you don’t have a plan for paying off that credit card debt then essentially you are simply hoping you’ll be able to pay it off.

 

Stop hoping and start take control of that debt. Here are five steps to do it!

 

5 Steps to Pay Off Credit Card Debt Fast

There Will Be Closed Doors in Your Life But Many Others Are Open

There Will Be Closed Doors in Your Life But Many Others Are Open

In your quest to accomplish things you will hit upon many closed doors. Hitting such a door, you might be inclined to hang your head in despair and go home. If only you’d kept your head high you might have noticed other doors in the vicinity that were not locked. With a little effort those doors could certainly be opened.

Opening a closed door

Six years ago, I heard a call out for ideas for radio shows from our local radio station. I had an idea! It was a scripted radio drama. I started by writing the first two scripts of the six-episode show. I wrote the proposal and waited. Finally, the radio station got back to me. Good proposal they said, but we are no longer producing radio dramas.

I was crestfallen. By then I had fallen in love with the show and the idea of sharing it with the world at large. The more I thought about it, the more I realized how much the show had come to mean to me. Then I realized just because the radio station said no that didn’t mean no for the show.

The world wants to help those who want to help themselves

I began auditioning and hiring actors. In the meantime, I started a fundraising campaign and raised enough to record it. I had never produced an audio drama before, but I found people who could help me with different aspects of the project. They became as invested in the show and as excited about getting it out there as I was. Six months later I had a show on iTunes.

Find Another Way

The good people at the radio station who were no longer producing audio dramas said no to me. Many other people said yes. When faced with rejection or negative responses you can take it as a dead stop or you can find another way.

The Fine Balance of Life

The Fine Balance of Life

As life passes from day to day, we get caught up in the business of creating a life for ourselves. Earning enough to live comfortably and take care of the ones we love. And from in the middle of all that striving sometimes it’s easy to forget the things that mean the very most in our lives.

Once we’ve taken care of the essentials, for most of us the most important thing in our lives isn’t the car we drive or the square footage of the house we live in or the designer labels yelling out from our clothing. It’s the other people we share our lives with.

Greatest impacts

When you think about it, what made the greatest impacts on your life? The things you got or the things you did? Most people would answer, experiences. Times we shared with others.

Who are the people who stand out most in your memory? We’d be willing to bet it’s the ones who helped you in some way, along the way. Which means the people you impacted most were most likely the ones you helped.

The balance between give and take

Life is a fine balance between give and take. On the take side, are people who have helped us. Given us letters of recommendation. Introduced us to others who could benefit us. Paid for a year of our tuition. As we go through life, we balance that against the give side. All the people we in our turn, have helped.

The people who helped us and the ones we were able to help are the ones who make the house of our lives a home. We don’t give and take because we are keeping score or out of obligation. We do it out of a true desire to help. Because it makes us feel good. Because we can.

Time to Pay Back Student Debt?

Time to Pay Back Student Debt?

My son Matt just finished his master’s degree in education. Last week we got the diploma in the mail. Today we got the letter from student loans detailing his payback schedule – including interest accrued before the repayment date event starts!

 

According to an article about student loan debt from Forbes, student loan debt in 2019 is the highest ever. “There are 44 million borrowers who collectively owe 1.5 trillion in student loan debt.” It’s so rampant that student loans make up the second highest debt category – right behind mortgages!

 

Debt across the ages

The student loan epidemic isn’t only a problem for people just out of school. It wouldn’t surprise anyone to hear people in their thirties are still carrying student loan debt, but according to the above Forbes article, the largest increase in student loan debt comes from people in their sixties.

 

Depending on whether the student has a private loan or a federal one the interest rate will vary. My son has a federal loan so his interest rate is about 6%. His loan is for $7, 220. Luckily, it’s not huge. If he does nothing but follow the payment schedule provided by the loan office he will pay just over $80 a month for 114 months to pay it back. At that rate he will end up paying a total of $9,489 – an extra $2,269 in interest. Almost an extra third!

 

Obviously the higher the loan, the higher the accrued interest -but none of us is doomed to be a statistic.

 

Pay bi-weekly

Whether you have a student loan or some other outstanding debt, a painless way to make an extra payment a year is to pay your loan twice a month instead of once. We’re not saying to pay more (although yes, we do want you to pay more – but more on that later), what we are saying is to divide your payment in half and pay it every two weeks instead of once a month. As I said, Matt is supposed to pay $80 a month. If instead of doing that, he pays $40 every two weeks then over the course of a year he will have made 13 months of payments rather than 12!

 

Get high interest loans out of the way

If student loans are not your only debt, you need to prioritize yourself. Figure out which debt is costing you the most in interest every month. Make the minimum payments on everything then clear through the one that’s costing you the most first. Once you’re finished with that move on to the next one.

 

Review your budget

The payment amount set by the loan office for Matt is $80, but of course the more Matt pays the faster he dispatches the loan and the less interest he pays as he goes and overall. Matt’s first priority is to assess his budget. He needs to figure out much extra he can put towards that loan on a monthly basis and where that money will come from.  That might mean taking his lunch to work more often or riding his bike instead of taking public transit. It might mean he decides to move back in with me for a while to put that rent money toward the loan.

 

Student loan repayment benefits

To help deal with the overwhelming problem of student debt, many companies offer student debt payment assistance as part of their benefits package. Some will simply put money toward your debt on a regular basis, others will match payments made by the employee. Here are a few examples. A little research will help you track down more!

4 Tips To Work Healthier

4 TIPS TO WORK HEALTHIER

Have you read those studies about how sitting down will slowly kill you? They might be a little over the top, but theres truth in there. If your job has you sitting down at a desk and starring at a computer screen all day there are health risks, especially over a long period of time . If youre looking to work healthier and feel better throughout your day, weve got a couple tips that can help you out. 

Take Breaks and Move Around

Dont sit down all day. Take a break and go for a quick walk. Maybe you can walk around your office building if its nice out, or just run down to the coffee room and grab a drink of water. Getting up and about keeps your body in motion and the blood moving. You should also do stretches. This doesnt have to be big obtrusive stretches thatll get you weird stares in the office, just small ones at your desk will help.

More Water

Chances are, youre not drinking enough water. You should be having about 10 cups of water or beverages a day. Coffee and tea count! If youve ever experienced that 3 oclock wall of tiredness, its usually caused by dehydration. So keep drinking water and youll feel more awake, alert and healthy.

Check Your Posture

Posture leads to all kinds of problems. Everything from neck and back aches to dry eyes can be blamed on posture. Mashable offers a couple excellent tips for keeping good posture at work. The better your posture, the better youll feel after a long day at the office.  

Naps

This one is tricky. There arent too many workplaces where a small power nap is okay. Even a little nap after you get home can help you replenish on sleep you might not be getting at night. It might be a little outside the box, but consider taking a power nap in your car over the lunch break if youre really feeling droopy.

Check out this actionable guide for staying healthy from Nifty Benefits

 

If you find yourself struggling to get to sleep, don’t stress– there are plenty of ways to get to sleep quickly. Whether it’s meditation or putting your phone away, a nap isn’t far away

 

The healthier you are at work, the better work youll do and the better youll feel when you get home.